Viva is a holding company that develops, owns and licenses intellectual property across fintech, community finance, and social technology platforms.
View Our PortfolioViva Ltd is a Kenyan intellectual property holding company. We build and acquire proprietary technology platforms, then protect, grow, and license those assets to create long-term value.
Our portfolio spans peer-to-peer finance, community cash management, social fundraising, web technology services, and vehicle finance โ all built for the Kenyan market.
We believe the best technology solves real, everyday problems. Every platform we own was built from the ground up for how Kenyans actually live and transact.
Each asset represents a fully developed, live product with an established user base and proprietary codebase.
Kenya's transparent platform for managing harambees, community fundraisers, and social contributions. Tracks pledges, contributions, and builds reputation ledgers.
Community FinanceFree, transparent cash management for Kenyan chamas, churches, clubs and welfare groups. Every member sees every transaction in real time.
Group FinanceKenya's most affordable professional website service. M-Pesa integration, mobile-first design, and delivery in 2โ5 days from KES 10,000.
Web TechnologyA marketplace that connects vehicle owners facing loan distress with competing lenders offering better rates. Stops auctions, lowers payments.
Vehicle FinanceSimple, affordable cloud accounting software for Kenyan SMEs. Invoicing, expense tracking, M-Pesa reconciliation, and financial reports at KES 100/month.
Business SoftwareKenya's premier exotic fruit nursery. Premium grafted seedlings โ avocados, mangoes, citrus โ shipped Kenya-wide and internationally from Northern Bypass Rd.
AgriTech RetailWe don't just acquire IP โ we actively develop, protect and grow each asset in our portfolio.
Every product is designed around real Kenyan behaviour โ M-Pesa-native, low-bandwidth tolerant, and priced for the market.
Proprietary codebases, domain ownership, and brand rights are held centrally under Viva, ensuring long-term control and defensibility.
Portfolio companies refer users across each other, share infrastructure, and benefit from a unified advertising and distribution network.
Interested in licensing one of our platforms, exploring a partnership, or acquiring an IP asset? Reach out directly.
Nairobi, Kenya ยท Incorporated in Kenya